Get pre-approved for a mortgage.

This involves contacting a lender to determine how much you can borrow based on your financial situation. A pre-approval letter shows sellers that you are a serious buyer and can afford the home you want.

This depends on the type of loan you choose and your financial situation.

While many people think 20% is required, some loan programs allow for down payments as low as 3-5%. However, a larger down payment can help lower your monthly payments and may eliminate the need for private mortgage insurance (PMI).

The timeline can vary. On average, it takes about 30 to 60 days from the time your offer is accepted to closing.

However, the entire process, from starting your search to moving in, can take several months depending on the market, your needs, and how quickly you find a home.

Pre-qualification is an initial estimate of how much you might be able to borrow based on information you provide to a lender.

Pre-approval is a more detailed process that involves a thorough review of your financial history and credit score. A pre-approval gives you a more accurate loan amount and often strengthens your offer when buying a home.

Yes, getting a home inspection is highly recommended. A home inspection provides an in-depth look at the condition of the home and can uncover potential issues that may not be visible during a regular viewing.

This allows you to make an informed decision, negotiate repairs, or even reconsider your purchase if major problems are found.